What is the sweet spot???

What is the sweet spot???What is the sweet spot???
GoodvinLels asked 4 years ago



am going to apply for a mortgage after the first of the year and I am paying off my credit cards TODAY and wondering how much I should pay for the maximum value to my credit?  I have 3 CC.  first one with a balance of 844, credit limit of 1070.  Second one has a CL of 900, balance of 500, then one with CL of 525, balance of 159.  I know I’ve heard to not pay them all off, do I pay all of and keep one at a 10% balance?  Please help!  Ready to pay off all of them today if need me, but want to be strategic about it!!


My scoreds are around 610 and I would like a quick boost


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