What happens at a Signing Appointment?

What happens at a Signing Appointment?
divanTarma asked 4 years ago

I searched on this, and didn’t see it. Presumably I show up and sign everything. The mortgage folks say I don’t need to bring anything, which is odd because I’d sort of had it in my head that I needed to bring a cashier’s check for down payment & closing costs. (Possible they are going to set it up as a wire transfer, though, which is apparently the “done thing” nowadays.)

Anyway: what happens at these little shindigs? Other than the fact that I am committing to the largest expense of my young life thus far, is there any reason I should be panicky and full of nervous anxiety? Or will it be altogether low-key?

Please discuss.

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