Almost four months ago I was approved for Bank of America’s AAA rewards card. I like it for 3% back on travel, and that’s all I’ve used it for. But it has a tiny $ 1500 credit limit. Does BOA ever give soft pull CLIs? Should I accept a hard pull? I know some companies will auto increase after six months… is there much chance of that with BOA?
Also, I’m thinking of applying for a Bank of America Amtrak rewards card. The Amtrak points are worth 2.5 cents each, with the obvious downside of very limited redemption options. If I apply for that card, what are my chances of getting a better CLI than I already have on my AAA card?