OK here it goes
- Income $ 84k; W2’d; 2 years
- Score 626, 626, 606; I have 2 paid collections; 3 late CC pmts 3/14, 7/14, and 8/14; on time and paid in full since
- I owe $ 80k in studen loans; $ 8k car loan
- I pay $ 400/mo student loan; $ 325/mo car loan
- I have ~$ 12k in reserves
- I want to buy a $ 220K single family house as my primary residence in Erie County, NY
Can I get a mortgage? Thanks in advance!