What are my odds

What are my oddsWhat are my odds
exejoir asked 4 years ago

OK here it goes

 

  • Income $ 84k; W2’d; 2 years
  • Score      626, 626, 606; I have 2 paid collections; 3 late CC pmts 3/14, 7/14, and 8/14; on time and paid in full since
  • I owe $ 80k in studen loans; $ 8k car loan
  • I pay $ 400/mo student loan; $ 325/mo car loan
  • I have ~$ 12k in reserves
  • I want to buy a $ 220K single family house as my primary residence in Erie County, NY

Can I get a mortgage? Thanks in advance!

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