I’m a long time checking and savings account holder. I got a personal line of credit around December or January. Have never been late with them. I was reviewing all of my credit accounts, and noticed that I was a day late (I had what I thought was a minimum amount paid – $ 25). It turns out it was $ 36 due yesterday (June 19th). As soon as I realized my error, I paid $ 100 immediately (so now, I’ve paid $ 125). I have a good history with Well’s Fargo. My credit is decent to good (EQ: 656, TU: 713, EQ: 692). Will this affect my credit and how? I can’t believe I overlooked this payment. I’m usually very diligent about my credit, and check my accounts daily.
What are my chances that this will not show up on my credit? I’m planning on going to the bank tomorrow to speak with a banker, but I definitely won’t be sleeping tonight. I’ve worked so hard to build my credit.
Thanks for any feedback you all may have.