My plans are to apply for a home loan in January, currently I have
1 line of credit
Is it okay to apply for more cards, I have always heard not to apply for new credit before you apply for a home loan, but I need points.
The baddies are portfolio recovery 672 I am going to pay them then try to gw for deletion
My mortgage scores are
Is the cap one a soft pull, the one you enter your info to see which card you qualify for? I understand I will lose a few points, but when the new credit card reports I may get more points?