Thinking of closing one of my Amex and Chase cards – need advice

Thinking of closing one of my Amex and Chase cards – need adviceThinking of closing one of my Amex and Chase cards – need advice
AngeloHix asked 5 years ago

The ones I am considering is the Amex PRG and my Chase Ritz card.  Neither of these cards get any use any longer.  In regards to a charge card I am happy with the Amex Platinum and I have numerous other cards for rewards, points, and miles.  The annual fee for the PRG is November and the Ritz is December.

 

What am I concerned with?  I don’t want to somehow get into that churner category (in the card issuers eyes) because I could see myself adding a card down the road depending on the offerings. 

 

Additional is my WF Visa.  This was a secured card that graduated and has a credit limit of $ 3,500.  This card only gets use with Amazon and Uber.  In getting future cards will this smaller limit hurt starting limits on new cards?  My other cards are growing nicely currently with a high limit of 16,700.

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