Woke up to a very unpleasant surprise this morning! I dropped 17 points on Ex. to 692. Why? Because I (was) listed as an AU on my fathers CapOne card. He ran 45% util. on the past statement cycle… I know that FICO scores are dynamic, and it’s really not a big deal, but still !! Anyway, I am no longer an AU on his account…LOL..
Question is, will that drop off on the next update, seeing as how I am no longer an AU, will the entry be zeroed as far as balance, etc. on Ex, or how will that show?