My scores are 758 equifax, 779 tu 756 experian. I am only 21 and have a chase freedom 3500 cl and boa 1500 cl. Also, I have a loan for furniture which is about 2300. I just opened a capital one qs 3000 limit today. I want to build my credit history.
I have no missed or late payments. Combined history is 1 year 5 months. 2 tu inquiries and 5 equifax. I know the inquiries arent well.
Because I am only 21 and want to be able to have a bright credit future. This means having more accounts and a longer history.
What is the best way to achieve this? I am looking to buying a car/house in the future at a young age. My score is well for just starting off my my problem is the history. Should I get more cards now before I need the history to get apporoved in the long run?