Short-lived, low-bonus accounts

Short-lived, low-bonus accountsShort-lived, low-bonus accounts
pavingTarma asked 3 years ago

I see threads where people with reasonably good credit open cards (with no annual fee, no special perks, and a tiny signup bonus) and then close them a few days/weeks/months later. Some accounts get closed with less than a year of history and minimal total rewards.


Does anyone else have an “each of those accounts could have provided a nice signup bonus” reaction? With or without a good bonus, AAoA grows more slowly, and the reports will look similar under manual review.


Obviously a person would have to meet minimum spend to get those bonuses, but a lot of decent ones only require $ 1k spending over three months.

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