My scores increased from 589 to 604 on TU and from 586 to 603 on EQ. My EX hasn’t moved yet from 577. I’m not sure what caused the score increase, I sent several goodwill letters for the removal of lates but I haven’t received any responses yet. I did PFD 8 collections but I still have 7 left on TU 8 left on EQ and 8 on EX, so I still have much work to do. Oh and I received my first CLI on a card that I opened in 2011, it has been at a $ 300 cl for all this time and last month I received a $ 1500 CLI. Anyways I’m expecting another increase shortly because one of my cards was reporting a 63% utilization and I have paid it down to 25%.