I have a 550 score. I applied for a Credit One card and got accepted for $ 300 and it cost me $ 75 and then I bought a tank of gas and my score went down!!!
Then I heard about two companies that have a membership site where you buy electronics: My Jewelers Club and Luxury Credit Line. They claim to report to all three bureaus and it looks like they charge about $ 200 to join. Is this worth it?