My Wife and I are being booted from our current beautiful rental townhome soon, since the landlord is selling it.
My Credit scores are all mid 500’s right now, and I am hoping to boost them above 580 as soon as possible to qualify for a mortgage.
3 Collection Accounts (one closed, two open less than $ 200)
4 Credit Cards (all below 10%)-totalling around $ 1200 of open credit
Terrible Payment History (7 student loans reporting 9 payments missed each, disputing with the CB’s)
Numerous Loans and Credit Cards (older) that never missed a payment, that are now closed
What can I do to boost my credit score in the short term? We are financially stable after 3 years of struggle.