Rebuilding Credit – Plateau – Need Help on Adding New Card

Rebuilding Credit – Plateau – Need Help on Adding New CardRebuilding Credit – Plateau – Need Help on Adding New Card
AshleyHaumn asked 4 years ago

So I’ve been rebuilding for a while after a nasty divorce and some fraud by the ex.. Here’s my current info What card/bank could I qualify for? I feel like I’ve reached a plateau. I’d like to add another positive trade line / credit card. Suggestions on what I could qualify. Waiting on results from latest disputes…I’ve been fighting some cross file / mixed file issues which has made cleaning up much harder than I thought

 

FICO 8 – EX 618 / TU 623 / EQ 627

 

Good

 

CapOne QS1 MC  $ 7250 Limit / Balance $ 1500 – 4y 11m – Never Late

CapOne PMC – $ 1000 Limit / Balance $ 25 – 5y 5m – Never Late

PACU Visa – $ 5000 Limit / Balance $ 3800 – 0y 8m – Never Late

SL – $ 6500 / 3y 6m – Never Late ( New TL after rehab)

SL – $ 3500 / 3y 6m – Never Late ( New TL after rehab)

Auto Loan – $ 10,500 / 2y 0m – Never Late – Current

PAID Auto Loan $ 8,000 24m – Never Late

Paid Visa / Closed / Never Late (shows open on EQ)

 

Bad

 

SL – $ 6000 – 10 Lates in 2014 / Closed / Paid

SL – $ 3500 – 10 Lates in 2014 / Closed / Paid

 

Disputed Med Collection $ 613  3 years – EX / TU / EQ 

Disputed Med Collection $ 386  3 years – EX / TU 

Disputed Med Collection $ 1188 6 years – EX

Disputed Util Collection $ 279 3 years – EX / TU / EQ

 

Pub Rec – Tax Lien – 6 years old

Pub Rec – Tax Lien – 6 years old

 

 

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