I was looking at weekly update on my Credit Karma (not for the FAKO scores LOL)
I came across looking at Capital One which I included $ 300 limit into my BK7 in March 2015. I looked at the “CLOSED DATE” which shows “MAY 3, 2015”. Got me wondering if they stop 1 year blacklist on that date (MAY 3, 2016)? or still follow blacklist date from filing date in March 2015?
FYI, I still check Pre-Qual, nothing comes up *AND* I cold app’ed once a while with the last being few weeks ago, still declined without any HP.
Thanks and have a great Sunday!