I added my daughter to my NFCU credit card and a month later signed her up for CreditKarma – her score on that site is 759 Just starting all this for her and I have been told to get her on a secured card as well. QUESTION: If I use the NFCU for the secured card does that hurt/help? I have never used any other banking establishment but NFCU and have read to have it with a few different banks/credit unions. Just need info on that.
1) If getting her a secured card would help please advise and/or 2) if it should be with a different bank.. She has a job and is learning the ropes to credit, I guess we both are since I never really used it much for years and year though my score is high. Thank you in advance for any tips or advice. If I should leave it alone as is please advise that as well.
Thank you again