I have 3 accounts currently reporting..
Cap 1 platinum mastercard limit 200$
Cap 1 quicksilver limit 500$
Fingerhut recolving acct limit 400$ .
To be at optimum utilization..shoukd i play both cards in full and leave fingerhut balance at abt 9 % of the 400$ ?i bought an item and am into my third and final payment.mhave abt 25$ balance.
Or is the optimum way to go..leave fingerhut at zero and one card at zero..and have one card report 9%?
Trying ti find out what is ideally recommended in such a scenario. I also have express , vs, j crew cards on the way but want to figure out optimum utilization before these start appearing on my report.