I have an unpaid collection with AFNI. I’ve tried PFD and it was a no-go. At this point as my last baddie I need it to be gone. I want to try paying and then disputing an accuracy in the reporting. Hopefully since it will be paid the CA will not respond and it gets deleted. My only concern is the account hasn’t updated in almost 3 years. If I pay will an update to a zero balance have a negative impact on my score?