I wanted to ask if it would be possible for me to get a mortgage without Income verification.( self employed )
I have never owned a home.
Been renting apartment in NY ,same apartment for 11 years , never late on rent. ( Can get letter from landlord about rent payment history 11 years $ 1400 a month )
Want to move to Florida, Kissimmee area. Home would be arounf 200k to 215k max.
I do have a down payment 30% to 40% for 215k loan.
Credit: thick file. about 585k available credit. total overall balance around 1200. so 0% utilization.
Credit score: Mostgage score on this site from experian is 724.
but other fico scores are experian 812, equifax 818, TU 789.
I will also be looking for Business in florida e.g. Gas station business.
Perhaps i should buy business first while i rent, and after 6 months of buying business i should hunt for home loan???
But if possible I would like to buy business and home at the same time.
Thank you all for help.