I had a Cap1 credit card that i stopped paying in 2012 the balance was $ 779. It eventually got charged off and sold to PRC, they have been sending me letters to get a “paid in full” if i do monthly payments. They also have been reporting the collection account monthly since it is “open”. I learned my account is a revolving account, and also a Collection Account. The question im posting about is, how can i go about getting this collection account paid and deleted, since i have heard many stories on how this company does not do PFDs. I have the money to pay it off in full i just want to make sure they will delete it.
thank you for your time!