So we received a conditional approval today from underwriting. We have yet to lock in an interest rate. We were quoted 171.30/month on a 331,500 loan. My husband’s middle score is a 677. My mom is also on the loan (we’re combining households) and her middle score is a 729 I believe. I have tried to get an answer out of our mortage broker for 2 days now regarding how much PMI is, how much it would be for single pay as well as lender pay…I will go there tomorrow and demand answers but I just wanted to see if he was just giving us the lowest possible, or if .62% is realistic with those scores.