I received a pre-approval to increase my PLOC with Pen Fed, to take my account from 20k to 25k.
When I verbally spoke to CSR, the transaction went fine and my PLOC was increased with no issue.
But, when I looked at my updated reports, all three show a new PLOC opening up for 5k, and bizarre thing the account was opened and closed on the exact same day.
Now I have a new account reporting which is affecting my AAoA, and affecting the reason I have been declined for a couple of CLI, as one of the stated reasons is too many new accounts.
The opening and closing on the same day is the only new account on my reports for over two years except my mortgage which was opened in 6/2014.
Is it worth me calling Pen Fed to ask them to remove the account from my reports ?