This is the only collection on my credit reports and it’s 38 months old. I have sent GW letters with no response. Today I sent a GW email and a representative called me back to tell me that their policy is to mark collections as paid but not to delete.
Has anyone else had experience with this creditor? I searched but found very limited information in the forums. I was thinking about sending them the HIPPA letter. Or does that go to the OC?