I have been learning quite bit from reading others’ experiences on this board, so thank you!
I have been reading a few posts about how some are getting AA on their credit cards. I realize that when an AA occurs, it is very subjective based on the individual’s current credit profile/activity. But was wondering if there are some tips out there to prevent it from happening. Does AA happen often (again, my ignorance)? Again, i have learned alot from reading on this board and from what I’m currently reading I’m wondering what are some things I can do to prevent this from happening to me. Right now, my uti is pretty high ~19% due to holiday shopping and travel expenses but it will go back down to ~5% over the next two weeks. Also, once I pay back down to ~5%, I am closing out a number of store cards as I can’t justify keeping them any longer and I feel better just managing a smallerl number of cards. The cards I plan on closing are between 2 to 5 years old.
Again, thanks for any insight into this….