Pardon my ignorance, but AA on accounts…..

Pardon my ignorance, but AA on accounts…..Pardon my ignorance, but AA on accounts…..
MangosteenMew asked 4 years ago

I have been learning quite  bit from reading others’ experiences on this board, so thank you!  


I have been reading a few posts about how some are getting AA on their credit cards.  I realize that when an AA occurs, it is very subjective based on the individual’s current credit profile/activity.  But was wondering if there are some tips out there to prevent it from happening.  Does AA happen often (again, my ignorance)?  Again, i have learned alot from reading on this board and from what I’m currently reading I’m wondering what are some things I can do to prevent this from happening to me.  Right now, my uti is pretty high ~19% due to holiday shopping and travel expenses but it will go back down to ~5% over the next two weeks.  Also, once I pay back down to ~5%, I am closing out a number of store cards as I can’t justify keeping them any longer and I feel better just managing a smallerl number of cards.  The cards I plan on closing are between 2 to 5 years old. 


Again, thanks for any insight into this….  Smiley Happy

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