So, I’ve been considering combining my cap one accounts.
Ideally I’d like to combine the QS account into one of my two remaining accounts (either Venture or the the Visa Plat.) I use my Venture consistently for the rewards, but the Visa Plat. is one of my oldest CL’s and I don’t really want to lose that (NB: I do not use the Visa Plat at all, I just keep it bc of its AAoA). The QS does have a lower APR, so thats another consideration. Just looking for points/suggestions I may have missed in my considerations.
General info (according to CCT): AAoA = 6.8yrs, Util = 0-1%, Total Revolving CL = 130k.
FICO 8 = EX 810, TU 803, EQ 810