old 1099-c during mortgage application

old 1099-c during mortgage applicationold 1099-c during mortgage application
alinagreiitame asked 3 years ago

Hello all


2 years ago i received a 1099-c for a charge off auto loan. I paid it by having it deducted from my tax return.

I am soon applying for a mortgage and was wondering if the underwriter will be able to find this charge off. ( This charged off auto loan fell of my credit this year  (2009 loan)

So my concern is, even tho the debt is off my credit,, by having to provide 2years worth of tax returns can the underwriter put 2 and 2 together?

Will it look bad for my approval?

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