New to credit building. Help please.

New to credit building. Help please.New to credit building. Help please.
NahouseOVarl asked 3 years ago

Hello all, 

 

I have been lurking on the forums for a few weeks and decided to get a membership here due to the wealth of information. I appreciate everyone on these forums as we all shoot for success. 

 

I am in the process of rebuilding my credit, as you can see im in the low 500s per my signature. I just appplied for my first card, the capital one secured visa for $ 200.00. It should be arriving in the mail soon. 

 

My next questions would be which credit card should i apply for next and when? I was thinking of the capital one qs1. Im just not sure how high of a score I would need in order to get approved. Also, does credit history like negative items and jugdements effect the decision making of the approval process more than the credit score?

 

Thanks everyone.

 

 

Register New Account
Reset Password