I have been lurking on the forums for a few weeks and decided to get a membership here due to the wealth of information. I appreciate everyone on these forums as we all shoot for success.
I am in the process of rebuilding my credit, as you can see im in the low 500s per my signature. I just appplied for my first card, the capital one secured visa for $ 200.00. It should be arriving in the mail soon.
My next questions would be which credit card should i apply for next and when? I was thinking of the capital one qs1. Im just not sure how high of a score I would need in order to get approved. Also, does credit history like negative items and jugdements effect the decision making of the approval process more than the credit score?