New to credit at 28

New to credit at 28
divanTarma asked 3 years ago

i am just now startiing to be concerned about my credit. My scores are low 500’s. Where do i start to rebuilding?!!?!?

 

I do have a secured credit card (300$ )

my credit is low due to medical bills (about 8 grand) and 1 student loan (about 5 grand)

 

 

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