Recently just closed my wells fargo and capital one cards just simply because I never used them. Now I am down to just my discover which is my oldest card will be a year in july. Really want the Amex PRG and the BOA Cash Rewards Visa Siggy.. But I am going to garden until Decemeber when I refinance my car. Already tried for both about two months ago and Amex says my auto loan is too high and BOA says too many inquires so I guess they are forcing me to garden. I really hate waiting and am impatient but I think I need to garden and grow my discover limit as well started at 1k and its only and 1.5k now.so hopefully it will grow, started running more through it and paying large amounts so hopefully something will change.
Scores: EQ: 687 , TU: 721 and EX: 720