Need help with a collection from Midland Credit!!

Need help with a collection from Midland Credit!!Need help with a collection from Midland Credit!!
Douglassweam asked 4 years ago

Thnk you for all your help in the past, this has been a great place to learn.   I am determning what needs to be done to clean this up. I’ve included the OC and the CA.  I’ve been geting letters from the CA’s local lawyer asking for payment.  The SOL in my state is 6 years.  So they can sue me from now until August of this year?  Any guidance would be appreciated.  And as a note, I never disputed this, just sent the lawyer a DV letter and noticed it nows was updated to a dispute which I never did. Are they violationg FCRA 

 

MIDLAND FUNDING LLC  #
8875 AERO DR
SUITE 200
SAN DIEGO, CA 92123
(844) 236-1959
Placed for Collection:11/28/2011
Responsibility:Individual Account
Account Type:Open Account
Loan Type:FACTORING COMPANY ACCOUNT
Balance:$ 3,232
Date Updated:03/09/2015
Last Payment Made:08/15/2013
Original Amount:$ 3,268
Original Creditor:CHASE BANK USA N A
Past Due:>$ 3,232<
Pay Status:>In Collection<
Remarks: ACCT INFO DISPUTED BY CONSUMR; >PLACED FOR COLLECTION<
Estimated month and year that this item will be removed: 08/2016

 

 

FIRST USA NA  #
PO BOX 15298
WILMINGTON, DE 19850
(800) 432-3117
Date Opened:03/25/2008
Responsibility:Individual Account
Account Type:Revolving Account
Loan Type:CREDIT CARD
Balance:$ 0
Date Updated:12/06/2011
Payment Received:$ 0
Last Payment Made:08/31/2009
High Balance:$ 3,268
Credit Limit:$ 2,500
Pay Status:>Charged Off<
Terms:Paid Monthly
Date Closed:04/06/2010
>Maximum Delinquency of 120 days in 01/2010 for $ 579 and in 11/2011<
Remarks: PURCHASED BY ANOTHER LENDER; TRANSFERRED TO ANOTHER OFFICE
Estimated month and year that this item will be removed: 08/2016
 
11/2011
10/2011
09/2011
08/2011
07/2011
06/2011
05/2011
04/2011
03/2011
02/2011
Rating
120
120
120
120
120
120
120
120
120
120
 
          
 
03/2010
02/2010
01/2010
12/2009
11/2009
10/2009
09/2009
08/2009
07/2009
06/2009
Rating
120
120
120
90
60
30
OK
OK
OK
OK
 
05/2009
04/2009
03/2009
02/2009
01/2009
12/2008
11/2008
10/2008
09/2008
08/2008
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
 
07/2008
06/2008
05/2008
04/2008
      

 

 


How to Create an Online Agreement in Credit Repair Cloud

Chris Jackson replied 4 years ago

Do you still need your own website with this software? Also, if I had my
own website and someone wanted to sign up online from my web page. Can they
sign up on my site with your software?

Credit-Aid Software replied 4 years ago

Hi Chris. Awesome Question. Having a website is not needed to use our
credit repair software. However, if you do have a website, there are tools
in Credit Repair Cloud to add a “web lead form” to your site. You can paste
the code to any site or blog that you own and it creates this “Web Lead
Form”. Then when visitors to your site fill out the form for more info (or
if they signup and pay with a credit card in that form), those leads or
clients and all their data will appear in your Credit Repair Cloud, and
you’ll receive notifications for your sales team to follow up. It’s a
great tool and you can try it free for 30 days at
http://www.creditrepaircloud.com — If you don’t already have a site, you
can get one here at http://www.mycreditrepairsite.com

Credit-Aid Software replied 4 years ago
Register New Account
Reset Password