I would like to see if someone could help me and guide me in the right direction. Im trying to get my credit going in the right direction
My report is from Equifax
Negative Accounts
Accounts that contain a negative account status. Accounts not paid as agreed generally remain on your credit file for 7 years from the date the account first became past due leading to the current not paid status. Late Payment History generally remains on your credit file for 7 years from the date of the late payment.
Closed Accounts
Date of last reported update.
Condition of account when last updated by creditor or otherwise.
Account Name | Account Number | Date Opened | Balance | Date Reported | Past Due | Status | Credit Limit |
ALABAMA STATE EMPLOY Show Details | 11/15/2007 | $ 0 | 01/22/2016 |
| PAYS AS AGREED |
| |
ALABAMA STATE EMPLOY Show etails | 10/01/2007 | $ 0 | 01/22/2016 |
| PAYS AS AGREED |
| |
ALABAMA STATE EMPLOY Show Details | 10/16/2007 | $ 0 | 01/22/2016 |
| PAYS AS AGREED |
| |
BANK OF AMERICA Show Details | 03/01/2004 | $ 0 | 04/23/2015 |
| CHARGE-OFF | $ 0 | |
CAPITAL ONE BANK USA Show Details | 03/01/2004 | $ 2,446 | 04/23/2015 | $ 2,446 | CHARGE-OFF | $ 1,350 | |
CAPITAL ONE BANK USA Show Details | 11/01/2004 | $ 1,113 | 04/23/2015 | $ 1,113 | CHARGE-OFF | $ 550 | |
LVNV FUNDING LLC Show Details | 01/18/2013 | $ 1,900 | 02/17/2016 | $ 1,900 | COLLECTION ACCOUNT | $ 0 | |
PORTFOLIO RECOVERY A Show Details | 08/01/2015 | $ 1,170 | 02/17/2016 | $ 1,170 | COLLECTION ACCOUNT | Paid 3/10/16 | |
SYNCB/BELK Show Details | 06/01/2005 | $ 0 | 02/15/2016 |
| CHARGE-OFF | $ 0 | |
SYNCB/SAMS CLUB Show Details | 02/01/2005 | $ 0 | 04/23/2015 |
| CHARGE-OFF | $ 0 | |
VETERAN’S ADMN Show Details | 08/01/2009 | $ 0 | 04/23/2015 |
| COLLECTION ACCOUNT |
|