Need Advice on final big Debt

Need Advice on final big DebtNeed Advice on final big Debt
Melvinmon asked 3 years ago

 

Hello Everyone,

 

Need some advice, ok so I been doing good, got 2 out of my 3 of my collection/charges off in good standings as off today.

My final debt is a 10k Bank of America Credit Card, been charged off since 2013 after my divorce. My dilemma is, should I request a settlement ,pay for deletion or  wait for 7 years cutoff? Which one will look better or help my credit score?   

 

Thanks for your support

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