Mortgage post-bankruptcy in wife’s name, co-signing with my income?

Mortgage post-bankruptcy in wife’s name, co-signing with my income?Mortgage post-bankruptcy in wife’s name, co-signing with my income?
NikkiTut asked 5 years ago

My Ch 7 BK was discharged in June, and my credit scores are already pretty decent suprisingly (EQ 665 | TU 618 | EX 675). I know I’m barred from a mortgage for two years from the discharge date (FHA at least). My wife has 800+ credit but not a lot of income (teacher) whereas my documented income is very high. Could I be a co-signer for her loan with my income as support for a more expensive property, even though I have the BK on my credit report?

 

Everything I research is about how someone with a BK in their file can possibly get a co-signer to qualify, but I can’t find anything about the opposite situation. Neither of us have any debt otherwise aside from my $ 15k in student loans.

 

Thanks for any advice!

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