I have an account in collections with Midland Funding. On my EQ report, it shows a high balance of $ 776 as of 2013 but the amount past due says $ 920. I’ve seen an increase in the amount past due and balance from 2013 to 12/14 (the month that I disputed the information). Since then, the past due amount and balance has remained at $ 1047. I have sent a second DV to this CA. The first one resulted in a letter saying they did not understand what I was asking. I have also disputed the record with EQ AGAIN.
It is legal for a CA to charge me interest? Any insight would be appreciated!