I was happy a citicard charged off account was deleted back in May 2015. I did not do anything. They just deleted it.. That’s what i thought until i received letter from Midland requesting payment. I disputed the debt and did not hear from them again.
Midland just listed the account on my report. They did received my dispute letter because the put a note “Account information disputed by consumer, meets FCRA requirements” at the remarks column.
The account is now past SOL.
I need help in deleting this account. Thank you.