Please help! I am currently in underwriting and a small collection just tanked my middle score. I was at a 641 and now I am a 627 (this is a mortgage score) MY LO said he would not repull my score, but I am afraid that he just doesn’t realize that Fannie will? Or someone in underwriting will? I emailed him and I am waiting to hear back. I should get a small jump when my lower credit card balance reports in July- but GAH! Anyone close without a second pull on a conventional loan?