How exactly should I handle this? I am sending a dispute letter.
Should I just keep the letter general (“I do not have any responsibility for this debt”) or should I mention that I have records that show my account was paid in full?
I have email receipts for the payments I made and an email statement showing no balance due after I made the payments.
I’m worried they tacked on late fees after I already made the payment or something like that.
If my damned credit takes a hit because of a $ 90 medical debt after I’ve just spent years rebuilding it, I am going to freak out.