I had been wondering why my TU scores were significantly highter than the others. After viewing my updated reports, I finally figured out why.
I have an overpayment (currently in dispute with the original company)
On EQ and EX its listed as an installment acount with late pays. However, on TU, it’s listed as a revolvling account with no late payments reported, but with status listed as collection. Its not showing under the “collections” section on any of the reports.
I also noticed the my defaulted student loans are not reporting on TU. Here are my scores as of 4-4-2016
Fico 8 Fico 9 Bank Card
EX 600 EX 656 EX 607
TU 661 TU 724 TU 664
EQ 608 EQ 570 EQ 602
Im certaintly not complaining, but is this normal for TU? Is it safe to to say that once the final baddies are fixed or removed, that I can use TU somewhat as a gauge of what my other two scores will be when (or if) they are removed?