Is this correctly reported?

Is this correctly reported?Is this correctly reported?
JosephImips asked 5 years ago

this is a snapshot of how Chase mortgage is reporting on my TU credit report.  On Experian and Equifax they say paid in the pay status and they suppressed the lates.  But I have disputed with TU about it saying current status as late when it was paid off in 8/10.  Experian and Equifax both say 90 days late but TU won’t budge.  Any advice?  Is this correct?  I contacted Chase and they told me that TU won’t let them update this account.  I don’t know if I buy that one.  Should I print my credit report out and highlight this to them and see if that works.  I have only disputed via their website.

I do have the hud1 statement I could sent with it but I am just stuck and if this does not get corrected from a m5 to an m4 our interest rate for a house is going to be so high!

 

 

CHASE HOME FINANCE LLC 
PO BOX 24696
COLUMBUS, OH 43224
(800) 848-9136
Date Opened: 04/29/2003
Responsibility: Joint Account
Account Type: Mortgage Account
Loan Type: CONVENTIONAL REAL ESTATE MTG
Balance: $ 0
Date Updated: 08/10/2010
Payment Received: $ 144,707
Last Payment Made: 05/07/2010
High Balance: $ 168,000
Pay Status: >Account 120 Days Past Due Date<
Terms: $ 1,227 per month, paid Monthly for 360 months
Date Closed: 08/10/2010
>Maximum Delinquency of 120 days in 08/2010<
Mortgage Info: Fannie Mae Acct #1688204148
Remarks: CLOSED
Estimated month and year that this item will be removed: 02/2017

07/2010
06/2010
05/2010
04/2010
03/2010
02/2010
01/2010
12/2009
11/2009
10/2009
Rating
90
60
30
30
OK
OK
OK
OK
OK
OK

09/2009
08/2009
07/2009
06/2009
05/2009
04/2009
03/2009
02/2009
01/2009
12/2008
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK

11/2008
10/2008
09/2008
08/2008
07/2008
Rating
OK
OK
OK
OK
OK

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