Okay I am trying to buy a house and I want my score to be 740 so I get the best rate. All my credit cards are paid off. Just paid them off about a month ago. I have an auto loan $ 79k that has never been late, and student loans that have never been late. But I seem to be stuck at the 700-710 mark.
What can I do to boost it to the 740 I need.
Any suggestions. Opening a new CC didnt not help. I even ran it to about 75% waited a month and paid it back down to 10%.