I’m due to close on August 21st and was put in holding from the underwriter today because I need to get disputes comments removed from my credit reports. All of the disputes are resolved and just need dispute remarks removed which I’m working on.
Is there a reason my file was put in holding vs. approved with conditions? My LO said this is the only reason it’s in holding and nothing else is a problem. Do you think the underwriter processed my entire file then put it on hold or just saw the dispute comments and immediately put it on hold without any further review? Just trying to figure out when the comments get removed will the underwriter have to start from the beginning or just update the new info. Any advice/input would be great!