I have a number of student loans with multiple lates that will be there for a few years until they fall off (unless miraculously, a GW request is granted). 30s, 60s, and a few 120s until I rehabbed those loans 2+ years ago. Does anyone know how much the lates will impact my score over time? i.e. are they factored in less as the 7 years runs? Do they have the same impact as a revolving account?
Would appreciate any insight. Thanks.