I’m down to 4 credit cards (see signature line below). Looking back, I had about 23 credit cards, but the fact that I cancelled all but 4 made me realize I made a mistake opening them in the first place if I ended up cancelling them. This fact, made me come to this realization. Fortunately, my FICO is strong though. Just wasted time and energy dealig with all those cards when I didn’t need them. It was partly collecting, to see if I can get them, but also trying to get one of each kind I wanted for the uniqueness factor, such as JCB, PenFed, etc.