> here’s the story > i’m doing my best to stay on topp of My Credit reports.. i’m going through each one Starting with trans union, so i’m looking & looking & looking & at the end of the report > it says > CREDIT REPORT MESS: > PROMOTIONAL OPT-OUT: this file has been opted out of promotional lists supplied by Transunion. (Note: this opt-out has no expiration date) > WHAT!!!>? WHEN !>/? SINCE WHEN>? WHEN DID I DO THIS>? ARE YOU KIDDING ME!!>? NO!. so i opted in rite away this Morning, so easy to do > just google promo opt in > you’ll find the link.. and you’ll input your name Address phone # full social & date of birth… it takes 5 days & this will be good for all 3 CREDIT REPORTING AGENCYS! > i was wondering why my roomate was getting all kinds of things in the Mail from lenders that would go rite in the shredder.. 7 i would get Nothing! > we’ve lived here for 8 years! and i’ve gotten several Comenity cards by way of (SCT) but not 1 Visa pop up!> and today… it all comes back to me Mentally.. we lived in a diff city back in 2003 and i would get so much junk mail.. I NOW REMEMBER I OPTED OUT! i was young, 31 maybe worked as a paralegal.. had several Credit cards didn’t want to be bothered with stuff.. fast forward almost 15 years later..(after a BK in 2009) i forgot.. i want that junkMail.. because you get insane CREDIT CARD OFFERS! OMG!> i had no idea i was opted out. > here we go>.. http://www.optoutprescreen.com >everyone is diff please check your status.. if not sure.. just go to the site.. & opt in.. no need to check your reports i think u should be opted in! > i’m so so So Happy i found out before Christmas!