huge difference in fico 8 and 4

huge difference in fico 8 and 4huge difference in fico 8 and 4
Terrylen asked 5 years ago

I am trying to get a home loan and my fico 8 credit scores are 624,621,and 591 but my mortgage scores are 581,559, and 600…..why the huge difference? There are a couple paid collections from 4 years ago and current auto loans and 1 cc kept under 30% of credit….and a few unpaid (but in payment agreement)medical bills….we found a house we really like and want to get pre approved

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