So been digging ourselves out of the hole we dug when the economy tanked. I have learned a lot from here. We went a few months back and had a consult about buying our first home. I was told with some small work I could do it. My husband though had scores that were too low and not likely to recover enough to be on the mortgage.
I have opened some new accounts and have 4 stubborn CA that are paid that won’t go away. With new accounts and inquiries I have dropped a little in score.
Hubbys scores are now higher then mine and almost in approval range. For some reason all his derogatory accounts love falling off randomly.
Unfortunately I’m the one with all the income.