How to prevent identity theft (or keep others from using your credit?)

How to prevent identity theft (or keep others from using your credit?)How to prevent identity theft (or keep others from using your credit?)
Williekek asked 4 years ago

Here is the scenerio that has me asking this question:

 

I became disabled almost 10 years ago and did the unthinkable, I closed any accounts in my already thin credit files after I had to quit working.  A year or so ago, after my finances were in a much better position, I started up the road of rebuilding my credit.

 

On one of my reports, I saw an address being reported for me that I have never lived at, and do not know anyone who lives there.  (This was when I lived in a VERY small county, and there was only about 2000 population in this community.  This other address was only a few miles from the address I did live at that time, so I don’t think it’s a coincidence, and I believe someone that I was at least familiar with may have tried to use my SSN for credit.  Fortunately for me, at that time I had no credit.  This is only on one report that I can see, and it shows the address as being reported in 2010.

 

Q#1:  Is there any way I can request the CRA to tell me WHO reported that address?

 

Q#2:  Which option would I choose to place on all of  my credit files with the 3 CRAs that would prevent anyone from either pulling my credit reports or providing credit to someone whose applied and my credit is pulled?

 

(I hope that makes sense.  It wasn’t a big deal before, but now that my scores are getting higher and good payments history is establishing, etc, I want to protect my hard work)

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