All of the collections(a total of 9) result from a car accident I had 5 years ago. It is my understanding that these will fall off in 7 years time. When I look at my report here on myFico, it is showing various dates ranging from 2010 to even 2015 despite they all are from the same time period. I don’t fully understand how this works and was wondering how I could find the original dates for each of them.
From there, I was hoping to contact the collectors and either offer some payment for early deletion, or whatever other things I can do to help my credit. My scores aren’t horrible (640-670) but I have had a hard time with any applications because of the number of medical accounts I have in collections.
Thanks for any help