Help! AmEx Underwriting Review??

Help! AmEx Underwriting Review??Help! AmEx Underwriting Review??
ubattoc asked 4 years ago

I got an email that said,
“We recently attempted to contact you regarding your personal account referenced above. We would like to discuss your spending capacity and explain our underwriting process to you. Underwriting is the financial assessment of your spending capacity.

Please call us at 1-877-251-4528 so we can discuss the information we need. Please note that this is a time sensitive matter that could impact your existing spending capacity so we look forward to hearing from you soon.

Thank you for your Card Membership.


American Express Account Services”

Is this the same thing as a financial review?
1) my cards are not frozen
2) I then tried using the spend tool thing to see if I could charge $ 5k and it said approved

But doing research on here and Googling it looks like for FR they freeze your accounts and it’s not via email.

Does anyone have any idea what this could be?

I got the same email for both my PRG and SPG personal accounts.

Any help you experts could provide would be really appreciated

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