hi guys I’ve been lurking for a while and have gotten some very useful tips on here. I have been trying to get my credit cleaned up and my score higher. With some success I have gotten my TU from a 509 to 546 and my equifax from a 545 to 569. I have 0 accounts open and one closed small auto loan. I applied for the credit one bank card and was approved, I am still waiting for it in the mail but yesterday I was also approved for the cap1 rebuilder card. (Thanks to someone who posted that on here)I am mortified of the credit one card because of all the bad reviews. I’m thinking that I should not activate it and cancel it and just wait for the cap1. Advice? And it would be wonderful if someone gave me advice on the best way to use these cards in order to get my score up, told you I’m a noob.